Vehicles made in 2010 – 2020

APR* as low as Term
5.25% OAC up to 48 mo OAC
5.25% OAC 49 up to 63 mo OAC
5.55% OAC 64 up to 75 mo OAC
5.95% OAC 76 up to 84 mo OAC

Vehicles made in 2010 – 2020, 90% LTV

APR* as low as Term
4.15% OAC up to 48 mo OAC
4.15% OAC 49 up to 63 mo OAC
4.50% OAC 64 up to 75 mo OAC
4.85 % OAC 76 up to 84 mo OAC

Save money by purchasing a used vehicle, or refinance your vehicle from another financial institution.

Our used auto loans offer a very competitive rate, simple application process, and flexible terms. We’re dedicated to making your auto purchase fast, easy, and affordable.

Apply in person, online or by phone. It only takes a few minutes to complete our convenient application.

At Lassen County Federal Credit Union, we offer:

  • Competitive, low interest rates
  • Easy, fast, convenient in-house loan approval ~ No need to wait!
  • Flexible financing and terms for cars, trucks, SUVs and vans
  • Terms up to 84 months
  • No early payoff or prepayment penalties
  • Guaranteed Asset Protection (GAP) insurance available
  • Refinance from another lender and save!

How to Apply

  • Apply online here
  • Stop in and fill out an application, or print and download here: Loan Application
  • Call (530) 257-7736 to speak with a Loan Officer
  • Fax your application to (530) 257-9042
  • Email us to request an application be mailed to you

While you’re out shopping, keep in mind that the Lassen County Federal Credit Union, in cooperation with many auto dealerships, offers Credit Union Direct Lending (CUDL), which allows you to apply for a loan while at the dealership and get a response to your loan request in minutes.

* Annual Percentage Rate will be based on your creditworthiness. Rates vary with amount financed, term, vehicle age/mileage and your credit history. Terms will be determined by the year, mileage, and amount borrowed. The late fee is $25. Some restrictions apply. Rates, terms, and conditions are subject to change without notice. Contact the credit union for terms on used auto loans for vehicles year 2011 or older. Not available for refinancing of an existing Lassen County Federal Credit Union loan. Rates effective as of  11/1/2022.