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Protect your investment.

Because most insurance policies only cover the value of your vehicle, something that declines during the years of ownership, your loan balance may be higher than the value of your vehicle.

Protect your investment with GAP, a non-insurance product made available in the form of a waiver that covers the “gap” between the vehicle’s value and the amount you still owe. GAP protects you and your entire investment from substantial loss. GAP was designed for all drivers and covers almost any type of vehicle.

GAP covers the difference between your primary carrier’s insurance settlement and the amount of your loan, less delinquent payments, late charges, refundable services warranty contracts, and other insurance related charges. Included in the difference is your insurance deductible; limited to $1,000.

If you are interested in GAP insurance, please call a Loan Officer today!

Get the most out of your mileage with MMPI

The average new car is out of warranty in just two and a half years. With advanced electronic and “integrated systems”, repairing or replacing parts is more expensive than ever.

When you add in labor costs that can reach $125 per hour of more, a single repair can easily cost more than a whole year worth of car payments.

The total cost of MMPI is often far less than the cost of a single repair!

Experts agree it makes financial sense to keep your vehicle as long as possible. MMPI makes it affordable. Pay for the MMPI once and, in most cases, you will not have to pay anything more than a small deductible should a repair be necessary.

Plans are available for most new and used domestic and imported vehicles. For maximum value, consider adding MMPI protection when you purchase a new or used vehicle.

*Ask your loan officer or service representative for vehicle eligibility criteria and more details.



  • Accepted at most licensed repair facilities in the U.S and Canada.
  • Affordable and can usually be added to your loan.
  • Coverages that meet your driving habits.
  • Fully transferable.
  • Adds resale value to your vehicle.
  • 24 hour roadside assistance.
  • Rental car reimbursement.
  • Trip interruption reimbursement.
  • Lost key, lockout, and emergency tire repair.
  • Choice of deductible reduces or eliminates out-of-pocket expense.

*MMPI is considered insurance coverage in some states. Coverages vary and may not be available depending on the provider.