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Lassen County Federal Credit Union offers three different Share Draft or "Checking" Accounts to our Members. Choose the one that fits your lifestyle!

Secure Checking

Enjoy a “no hassle” checking account from the LCFCU

  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing

Senior Checking

Seniors have earned the privilege for additional FREE services on their checking account

  • 62 or older
  • No monthly service charge
  • No minimum balance required
  • Unlimited check writing
  • Free checks

Small Business Checking

Perfect for small sole proprietor business owners

  • Flat $10 monthly fee
  • Minimum share balance of $100
  • Unlimited check writing

All members with a Share Draft (checking) account may be eligible for the following services and benefits:

  • Overdraft Protection from savings
  • Overdraft Loan
  • Courtesy Pay Program
  • Direct Deposit
  • Payroll Deduction
  • Free 24 Hour Audio Response
  • Free 24 Hour Online Banking
  • Two onsite ATMs
  • VISA Debit Card
  • Mobie Banking App
  • Remote Deposit Capture

If you have questions or would like to discuss your checking options, email us or call (530) 257-7736.

Notice of Change in Temporary NCUA Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Administration. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.  The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend.  It does not include any transaction account that may earn interest or dividends, negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account.

For more information about temporary NCUA insurance coverage of transaction accounts, visit

Consistent control. Constantly secure.

Lassen County Federal Credit Union is now offering MobiMoney!

Put your card and phone together and you get MobiMoney™. This is the mobile app to manage your card anywhere, anytime.

MobiMoney offers cardholders a convenient way to manage their credit and debit cards. It also enables cardholders to easily activate and deactivate their cards, receive instant alerts on their mobile devices, and limit usage based on location, merchant preferences, transaction type, and threshold amounts.

  • Transaction alerts
  • Card on/off
  • Location controls
  • Receipt organization
  • Spending limits

Take Control Of Your Card!

Watch the video below to learn more!

Get it on the Google Play store.

Download on the App Store.

This form is provided to assist you in balancing your share draft account.

Share Draft Reconcilement Form Example

Stop Payments* are done efficiently and hassle free! There are 3 options for your convenience:

  1. Call our office directly and speak with a Member Service Representative to have an immediate stop payment put on your check.
  2. Call in to our Audio Response to place your stop payment.
  3. Stop by our office to have one of our Member Service Representatives assist you.

*There is a $25.00 fee for a stop payment request.