Lassen Credit Union - Savings Rates

Base Shares
Christmas Club
Youth Savings
Freedom Account
Individual Retirement Account (IRA) Certificates
Term Share Certificates

Base Shares
Daily Balance	Dividend Rate	APY*
From $25.00	0.050%	0.050%

Christmas Club
Daily Balance	Dividend Rate	APY*
From $25.00	0.050%	0.050% APY

* Annual Percentage Yields (APY) and dividend rates are established monthly by the Credit Union’s Board of Directors. All dividends are compounded monthly. Dividend rates are variable and subject to change monthly after the account is opened. If you withdraw any part of your Christmas Club Account before the maturity date (November 1), the entire account must be closed and will remain closed until the opening period (January 1) begins for the following year’s Christmas Club Account. Upon maturity, the funds will automatically be transferred to your Share Account on November 1. There is no minimum opening deposit, however, dividends will not be paid until balance reaches $25. Rates are effective as of 4/11/2024.

*APY = Annual Percentage Yield

Freedom Account
Freedom	Daily Balance	Dividend Rate	Yield
From	To	Rate	APY*
$500.00	$4,999.99	.050%	.050%
$5,000.00	$9,999.99	.050%	.050%
$10,000.00	$24,999.99	.747%	.750%
$25,000.00	$49,999.99	.847%	.850%
$50,000.00	$99,999.99	.946%	.950%
$100,000.00	& over	.995%	1.000%

Individual Retirement Account (IRA) Certificates
Term	Type of Rate	Minimum Balance	Dividend Rate	APY*
3 Months	Fixed	$1,000.00	2.813%	2.850%
6 Months	Fixed	$1,000.00	2.960%	3.000%
12 Months	Fixed	$1,000.00	3.203%	3.250%
18 Months	Fixed	$1,000.00	3.445%	3.500%
24 Months	Fixed	$1,000.00	3.542%	3.600%
36 Months	Fixed	$1,000.00	3.590%	3.650%
60 Months	Fixed	$1,000.00	3.639%	3.700%

*IRA Certificate and Limited Time Certificate Rates are effective as of 4/11/2024.

Term Share Certificates ($1,000 - $9,999)
Term	Dividend Rate	APY*
3 Months	2.423%	2.450%
6 Months	2.911%	2.950%
12 Months	3.203%	3.203%
18 Months	3.251%	3.300%
24 Months	3.397%	3.450%
36 Months	3.445%	3.500%
48 Months	3.494%	3.550%
60 Months	3.542%	3.600%

Term Share Certificates ($10,000 - $24,999)
Term	Dividend Rate	APY*
3 Months	2.423%	2.450%
6 Months	2.911%	2.950%
12 Months	3.203%	3.250%
18 Months	3.251%	3.300%
24 Months	3.397%	3.450%
36 Months	3.445%	3.500%
48 Months	3.494%	3.550%
60 Months	3.542%	3.600%

Term Share Certificates ($25,000 - $49,999)
Term	Dividend Rate	APY*
3 Months	2.423%	2.450%
6 Months	3.008%	3.050%
12 Months	3.251%	3.300%
18 Months	3.251%	3.300%
24 Months	3.397%	3.450%
36 Months	3.445%	3.500%
48 Months	3.494%	3.550%
60 Months	3.542%	3.600%

Term Share Certificates ($50,000 - $99,999)
Term	Dividend Rate	APY*
3 Months	2.862%	2.900%
6 Months	3.008%	3.050%
12 Months	3.251%	3.300%
18 Months	3.300%	3.350%
24 Months	3.494%	3.550%
36 Months	3.542%	3.600%
48 Months	3.542%	3.600%
60 Months	3.639%	3.700%

Term Share Certificates ($100,000 & Up)
Term	Dividend Rate	APY*
3 Months	2.960%	3.000%
6 Months	3.008%	3.050%
12 Months	3.300%	3.350%
18 Months	3.397%	3.450%
24 Months	3.542%	3.600%
36 Months	3.590%	3.650%
48 Months	3.590%	3.650%
60 Months	3.735%	3.800%

*The dividend rate and APR may change at any time. The minimum balance required to open a regular certificate is $1,000.00. The APY is based on an assumption that dividends will remain in the account until maturity. Any withdrawal or transfer reduces earnings and there may be penalties for early withdrawal. Call (530) 257-7736 for current rates. The dividend rate and Annual Percentage Yield (APY) were current as of 4/11/2024.

Limited Time Certificate Special*
Term	Minimum Deposit	Dividend Rate	APY*
6 Months	$10,000.00	4.169%	4.250%

*This is a limited time Share Certificate offer.