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Credit Cards


VISA Credit Card**

Lassen County Federal Credit Union’s VISA Credit Card offers convenience and worldwide spending power with a low fixed rate. It’s a great addition to your wallet. Use it for travel, shopping, or just gas and groceries.

  • No annual fee
  • Credit line up to $5,000
  • No fee for balance transfers
  • No minimum finance charges
  • 24-hour online account access

** Security interest.  A VISA Credit Card account may be a secured credit card.  All credit extended and amounts owed under a VISA Credit Card account will be secured by your deposited funds if you have signed a pledge of shares and by motor vehicles and/or other personal property pledged to secure any other debt you have now or may later have to the Lassen County Federal Credit Union if the terms of that other debt’s credit agreement so provide, all except to the extent prohibited by law.  

VISA Secured

Our Share-Secured Visa credit card is a great way to build or rebuild your credit history. Your Visa is secured with funds held in your share savings account after you’ve been approved for credit. Open an account with an amount equal to your Visa credit line and you can enjoy these benefits:

  • Credit line secured by your Lassen County Federal Credit Union savings account (ideal for first-time credit card holders or those trying to re-establish good credit history)
  • No annual fee
  • 24-hour online account access

*Annual Percentage Rate will be based on your creditworthiness. The late fee is $25. Over the limit fee is $20. Some restrictions apply. Rates, terms, and conditions are subject to change without notice. Contact the credit union for terms of VISA Credit Card and VISA Secured. Secured Visa requires one and one-half times the amount of the credit limit to be pledged and maintained on deposit. This pledge encumbers all shares, payment on shares, dividends on shares, and deposits (excluding Individual Retirement Account shares) which you now have or hereafter may have in this Credit Union.

**A full VISA disclosure will be sent to you upon approval.