Skip to main content

Documents & Disclosures

General Services
Description Fee
Verification of Deposits $10.00
Wire Transfers Sending $20.00
Wire Transfers Received $10.00
Fax per page incoming $1.00
Fax Outgoing $3.00
Each Extra Outgoing Page $0.50
Sponsor Check Cashing for a Non-Member $5.00
Attachment/Levy Against Members Account $35.00
Coin Deposit over $50.00 (5% of deposit) 5%
Share Accounts
Description Fee
New Member Account Fee $1.00
Business Account Member Fee $20.00
Early Closure within 60 Days $25.00
Reopen Account $10.00
CU Check Issued to Third Party $4.00
Duplicate Copies of Statements $5.00
Account Fee $5.00
Return Deposit Items $0.00
Stop Payment of Credit Union Corporate Check $25.00
Photo Copy of Paid CU Check $5.00
Account Closed by CU Due To Misuse or Abuse $25.00
Money Order $2.00
Coin Deposit over $50 (5% of deposit) 5%
Account Maintenance Fee (after 6 months, account balance drops below $25) $5.00
Dormant Fee (No activity after 12 months) $5.00
Share Draft Accounts
Description Fee
Temporary Checks 5 for $5
Non Sufficient Funds Charges (Max NSF 3 per day) $29.00
Courtesy Pay Fee (negative balance) $29.00
Stop Payments (Single Items Or Range) $25.00
Copies of Paid Drafts $5.00
Account Closed by CU Due To Misuse or Abuse $25.00
Account Reconciliation Per 1/2 Hour (Research & Balance) $10.00
Stop Payment of Credit Union Corporate Check $25.00
Retrieval Fee $25.00
Late Ach Return Fee $25.00
Sole Proprietor (DBA) Monthly Fee $10.00
Corporate Business Monthly Fee $35.00
Loans
Description Fee
Late Charge After 10 Days $25.00
Loan Reconveyance $175.00
Return Loan Payment $25.00
2nd Repo Payoff Request $25.00
Miscellaneous
Description Fee
Physical Appraisal for Other Institution or Business $10.00
Locator Fee (per year) $5.00
Bad Address Fee $2.00
Photo copy $0.25
Check Restitution Fee $25.00
Visa Credit Card
Description Fee
Late Fee $25.00
Over Limit Fee $20.00
Returned Payment Item $25.00
Returned Card $5.00
Replacement, Extra Card $15.00
Second Replacement Card $30.00
VISA, ATM, Check Cards
Description Fee
Courtesy Pay Negative Balance NSF $29.00
Replacement, Extra Card $15.00
Second Replacement Card $30.00
Third Replacement Card $45.00
ATM Withdrawals $2.00
ATM Withdrawals (Proprietary) FREE
ATM Deposit Correction $5.00
Electronic Funds Transfer
Description Fee
Transaction Overdrawing the Account (courtesy pay) (each time presented)  $29.00
Transaction return NSF (1st presentation) $29.00
ATM Withdrawals $2.00
IRA
Description Fee
Early Withdrawals, Closure Rollover or Transfer to another institution $20.00
Bill Pay
Description Fee
Written Correspondence to Payee $20.00
Per proof of Payment not necessitated by a dispute $20.00
Payments returned due to Member Error $20.00
Cleared payments making a negative balance

$29.00

*Fees effective as of 10/19/2024

*Board Approved 9/19/2024

NOTICE

FUNDS AVAILABILITY POLICY - CHANGE IN TERMS

Our Funds Availability Policy for check holds will change in the following beneficial way:

Funds Availability Policy Changes
Benefit Before Effective July 1, 2020
Deposits not subject to next-day availablity $200 $225
Large deposits and new accounts not subject to next day availability $5,000 $5,525

Additionally, the threshold for determining a repeat overdraft will increase from $5,000 to $5,525.

Should you have any questions, please call us at (530) 257-7736 and speak with a Member Service Representative.

FAIR LENDING NOTICE

It is illegal to discriminate in the provision of or in the availability of financial assistance for the purpose of purchasing, constructing, rehabilitating, improving, or refinancing housing accommodations due, in whole or in part, to the consideration of:

  1. Conditions, characteristics or trends in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate that consideration of these conditions in the particular case is required to avoid an unsafe and unsound business practice; or;
     
  2. Race, color, religion, sex, martial status, national origin or ancestry. It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance for the purpose of purchasing, constructing, rehabilitating, improving, or refinancing a housing accommodation. These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of one-to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one-to four-unit family residence. If you have any questions about your rights, or if you wish to file a complaint, contact the management of this credit union or:

    National Credit Union Administration Office of Examination and Insurance

    775 Duke Street, Alexandria, VA 22314-3428

    or call: (703) 518-6300

If you file a complaint with the National Credit Union Administration, California State law requires that you receive a decision within 30 days of receipt of the complaint.

Become a Member

Joining Lassen County Federal Credit Union is easy.

You are eligible for membership if you:

  • Live, work, or worship in Lassen County
  • Are related to a current member of Lassen County Federal Credit Union

If you are eligible for membership, come in and meet with a Member Service Representative to complete your application and open your member Base Share Account.

You will need to make an initial deposit into your Member Share Savings Account of $25. In addition, there is a one-time membership fee of $1.

Please Bring:

Your unexpired drivers license or another valid United States government-issued photo ID (United States Passport, state-issued ID Card, military ID card), and cash or check for at least $26 payable to you or Lassen County Federal Credit Union. You may be required to show proof of membership eligibility by providing us with documents such as proof of address or employment within Lassen County.

If you have questions, please call a Member Service Representative at (530) 257-7736, Monday - Thursday between 9:00 and 5:00 or Friday between 9:00 and 5:30.

If you are already banking with another institution and wish to switch to Lassen County Federal Credit Union, you can download our Switch Kit (PDF format).