You are unique. Until someone steals your identity. Identity theft or fraud is a serious crime and it is more common than it has ever been. Identity theft is when your personal information such as your name, driver’s license, or social security number has been hijacked by someone who intends to commit fraud. Theft like this can take months if not years to undo damage that has been done. According to the Internal Revenue Service, 2.7 million people had their identities stolen in 2014. Did you know that people can even file taxes with your social security number, or even obtain employment?
- Take steps to protect yourself from identity theft:
- Keep your social security number safe.
- Don’t carry your social security card on you. Only give out your social security number when absolutely necessary.Don’t give in to unsolicited requests for personal information by phone, mail, or online.
- Watch out for computer hackers. They could be tracking your passwords on computers.
- Collect mail as soon as possible. Ask the post office to put your mail on hold when you are away from home for long periods of time.
- Pay attention to your billing cycles. If bills or financial statements are late, contact the sender as someone may have intercepted them.
- Look over your receipts. Watch for unauthorized transactions.
- Shred receipts, credit offers, account statements, and expired cards,.
- Store personal information in a safe place at home and work.
- Install firewalls and virus-protection software on your home computer.
- Make sure that passwords are complicated so that identity thieves cannot guess them easily. Change your passwords if a company that you do business with has a breach of its databases.
- Order your credit report once a year to check and make sure that it doesn’t include accounts that you have not opened. Check it more often if you suspect someone has gained access to your information.
If you believe your identity has been compromised or if there are unauthorized transactions on any of your Lassen County Federal Credit Union accounts, do not hesitate contact the credit union Member Service Representative immediately at 530-257-7736. For more information and tips, click the following link. https://lassencreditunion.com/identity-theft-prevention-tips/
How does Lassen County Federal Credit Union Protect Your Account Information?
Lassen County Federal Credit Union will never call or email you asking for your account information. When you call the credit union, you will be asked questions to verify your identity.
- Our VISA credit and ATM check card are monitored for suspicious or unusual activity.
Below is the how to resolve an Identity Theft issue:
- File a report with the Federal Trade Commission as well as the police department. Once you file with the Federal Trade Commission they will provide you with an affidavit. Take this report to the police and file a report. You will need both of these documents to resolve the issue with your creditors, banks, and other companies that could have been affected. Be sure to check all statements and insurance documents for any errors.
Federal Trade Commission: 1-877-438-4338 (TTY: 1-866-653-4261).