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Vehicle Loans

Are you a first time new or used auto buyer with no credit score?

Lassen County Federal Credit Union can help you get the car you want. We are dedicated to making your auto purchase fast, easy, and affordable.

At Lassen County Federal Credit Union, we offer:

  • Easy, fast, and convenient in-house loan approval. No need to wait!
  • Competitive, low interest rates.
  • Flexible financing and terms for cars, trucks, SUVs and vans.
  • Terms up to 84 months.
  • No early payoff or prepayment penalties.
  • Guaranteed Asset Protection (GAP) insurance available.

How to Apply

  • Apply online here
  • Stop in and fill out an application, or print and download here.
  • Call (530) 257-7736 to speak with a Loan Officer
  • Fax (530) 257-9042
  • Email us to request an application be mailed to you

 Car Shopping Tip

While you are out shopping, keep in mind that the Lassen County Federal Credit Union, in cooperation with many auto dealerships, offers Credit Union Direct Lending (CUDL). CUDL allows you to apply for a loan while at the dealership and get a response to your loan request in minutes.

Not ready for a new car? 

Refinance from another lender and save! Here’s how to apply:

  • Stop in and fill out an application.
  • Apply Online Here
  • Contact us to speak with a Loan Officer.
  • Fax (530) 257-9042.
  • Email us and request an application be mailed to you.

Vehicles made in 2022 – 2023

Lassen County Federal Credit Union is  dedicated to making your auto purchase fast, easy, and affordable.

We offer:

  • Easy, fast, and convenient in-house loan approval. No need to wait!
  • Competitive, low interest rates.
  • Flexible financing and terms for cars, trucks, SUVs and vans.
  • Terms up to 84 months
  • No early payoff or prepayment penalties.
  • Guaranteed Asset Protection (GAP) insurance available.

How to Apply

  • Apply online here.
  • Stop in and fill out an application, or print and download here: Loan Application.
  • Call us at (530) 257-7736 and speak with a Loan Officer.
  • Fax (530) 257-9042.
  • Email us to request an application be mailed to you.

 Car Shopping Tip

While you are out shopping, keep in mind that the Lassen County Federal Credit Union, in cooperation with many auto dealerships, offers Credit Union Direct Lending (CUDL). CUDL allows you to apply for a loan while at the dealership and get a response to your loan request in minutes.

Not ready for a new car? 

Refinance from another lender and save! Here’s how to apply:

  • Stop in and fill out an application.
  • Apply Online Here.
  • Call us at (530) 257-7736 and speak with a Loan Officer.
  • Fax (530) 257-9042.
  • Email us and request an application be mailed to you.

We Offer Title Loans!

Need a loan that will fit your financial situation? A title loan will allow you to use your vehicle as collateral; giving you the opportunity to obtain a lower interest rate or use the equity to get the cash you need. Members that own their vehicle may qualify for a title loan. Terms and rates are determined by the appraised amount of vehicle, credit score, employment history, and additional factors. For more information about title loans, you can email us or call a Loan Officer at (530) 257-7736.

Save money by purchasing a used vehicle, or refinance your vehicle from another financial institution.

Our used auto loans offer a very competitive rate, simple application process, and flexible terms. We are dedicated to making your auto purchase fast, easy, and affordable.

Apply in person, online, or by phone. It only takes a few minutes to complete our convenient application.

At Lassen County Federal Credit Union, we offer:

  • Competitive, low interest rates.
  • Easy, fast, convenient in-house loan approval. No need to wait!
  • Flexible financing and terms for cars, trucks, SUVs and vans.
  • Terms up to 84 months.
  • No early payoff or prepayment penalties.
  • Guaranteed Asset Protection (GAP) insurance available.
  • Refinance from another lender and save!

How to Apply

  • Apply online here.
  • Stop in and fill out an application or print and download here: Loan Application.
  • Call (530) 257-7736 and speak with a Loan Officer
  • Fax your application to (530) 257-9042.
  • Email us to request an application be mailed to you.

While you are out shopping, keep in mind that the Lassen County Federal Credit Union, in cooperation with many auto dealerships, offers Credit Union Direct Lending (CUDL). CUDL allows you to apply for a loan while at the dealership and get a response to your loan request in minutes.