Home Equity Fixed Rate Loan
The best part about owning a home is the equity you have in it!
Our Home Equity Fixed Rate Loans can help you with any home improvements (Remodel, landscaping, roofing, or solar paneling), vacations, debt consolidation, or whatever else you may need it for! Our Home Equity Fixed Rate Loans are eligible for amounts up to $100,000.00 for up to 15 years with rapid in-house approval! For more information about our Home Equity Loans, you can speak to one of our Loan Officers at (530)257-7736. They will walk you through the entire process and help secure the best program and interest rate available to you.
7 Year Fixed Rate Home Equity Loan: $30,000.00 Loan with rates as low as 4.50% APR = Estimated payments at $417.08 per month.
10 Year Fixed Rate Home Equity Loan: $30,000.00 Loan with rates as low as 4.75% APR = Estimated payments at $314.62 per month.
15 Year Fixed Rate Home Equity Loan: $30,000.00 Loan with rates as low as 5.00% APR = Estimated payments at $237.31 per month.
|Term||APR* as low as|
|7 Years||4.50% OAC|
|10 Years||4.75% OAC|
|15 Years||5.00% OAC|
*Annual Percentage Rate is based on credit score and term. Late fee is $25.00 Some restrictions apply. Rates, terms, and conditions are subject to change without notice. Contact the Credit Union for APR, terms, and conditions on HE loans. Not available for refinancing of an existing Lassen County Federal Credit Union HE Loan. Rates are effective as of 8/20/2019. Subject to property evaluation. Limited to a single-family residence located in Lassen or Plumas County. Mobile homes 15 years old and newer on a permanent foundation have a CLTV no greater than 75%. Loans secured by your home other than your first mortgage must be paid off at the time of account funding. Other restrictions on the property may apply. Property insurance is required. Flood insurance may be required. Other programs, rates, and terms may be available.