General Services
| Description |
Fee |
| Verification of Deposits |
$10.00 |
| Wire Transfers Sending |
$20.00 |
| Wire Transfers Received |
$10.00 |
| Fax per page incoming |
$1.00 |
| Fax Outgoing |
$3.00 |
| Each Extra Outgoing Page |
$0.50 |
| Sponsor Check Cashing for a Non-Member |
$5.00 |
| Attachment/Levy Against Members Account |
$35.00 |
| Coin Deposit over $50.00 (5% of deposit) |
5% |
Share Accounts
| Description |
Fee |
| New Member Account Fee |
$1.00 |
| New DBA and Corporation Business Member Fee |
$20.00 |
| Early Closure within 90 Days |
$20.00 |
| Reopen Account |
$6.00 |
| CU Check Issued to Third Party |
$4.00 |
| Copies of Statements (per month or Quarter History) |
$5.00 |
| Account Fee |
$5.00 |
| Return Deposit Items |
$25.00 |
| Stop Payment of Credit Union Corporate Check |
$25.00 |
| Photo Copy of Paid CU Check |
$5.00 |
| Account Closed by CU Due To Misuse or Abuse |
$25.00 |
| Money Order |
$2.00 |
| Account Maintenance Fee (after 6 months, account balance drops below $25) |
$5.00 |
Share Draft Accounts
| Description |
Fee |
| Temporary Checks |
5 for $5 |
| NSF Charges (each time presented) |
$29.00 |
| Courtesy Pay Fee (negative balance) |
$29.00 |
| Stop Payments Single Items Or Range |
$25.00 |
| Copies of Paid Drafts |
$5.00 |
| Account Closed by CU Due To Misuse or Abuse |
$25.00 |
| Manual Transfer by Phone Request (Reg. D Exceeded) |
$15.00 |
| Account Reconciliation Per 1/2 Hour (Research & Balance) |
$10.00 |
| Stop Payment of Credit Union Corporate Check |
$25.00 |
| Return Deposit Items |
$25.00 |
| Retrieval Fee |
$25.00 |
| Late Ach Return Fee |
$25.00 |
| Sole Proprietor (DBA) Monthly Fee |
$10.00 |
| Corporate Business Monthly Fee |
$35.00 |
Loans
| Description |
Fee |
| Late Charge After 10 Days |
$25.00 |
| Loan Reconveyance |
$67.00 |
| Return Loan Payment |
$25.00 |
| 2nd Repo Payoff Request |
$25.00 |
| Pay by Phone/ACH |
$20.00 |
Miscellaneous
| Description |
Fee |
| Physical Appraisal for Other Institution or Business |
$10.00 |
| Locator Fee (per year) |
$5.00 |
| Bad Address Fee |
$2.00 |
| Photo copy |
$0.25 |
Visa Credit Card
| Description |
Fee |
| Late Fee |
$25.00 |
| Over Limit Fee |
$20.00 |
| Returned Payment Item |
$25.00 |
| Returned Card |
$5.00 |
| Replacement, Extra Card |
$15.00 |
| Second Replacement Card |
$30.00 |
| First Pin |
FREE |
| New Pin Number |
$5.00 |
VISA, ATM, Check Cards
| Description |
Fee |
| Courtesy Pay Negative Balance NSF |
$29.00 |
| Replacement, Extra Card |
$15.00 |
| Second Replacement Card |
$30.00 |
| First Pin |
FREE |
| New Pin Number |
$5.00 |
| ATM Withdrawals |
$2.00 |
| ATM Withdrawals (Proprietary) |
FREE |
| ATM Deposit Correction |
$5.00 |
Electronic Funds Transfer
| Description |
Fee |
| Transaction Overdrawing the Account
(each time presented) |
$29.00 |
| ATM Withdrawals |
$2.00 |
| Pin Replacement |
$5.00 |
| Update Positive File Balance |
$5.00 |
IRA
| Description |
Fee |
| Early Withdrawals, Closure Rollover or Transfer to another institution |
$20.00 |
BILL PAY
| Description |
Fee |
| Written Correspondence to Payee |
$20.00
|
| Per proof of Payment not necessitated by a dispute |
$20.00
|
| Payments returned due to Member Error |
$20.00
|
| Cleared payments making a negative balance
|
$29.00
|
*Fees effective as of 8/31/2019
