At Lassen County Federal Credit Union, we are here to help you and your family in the event of a life tragedy.  

To ensure that a life tragedy does not also become a financial tragedy for you and your family, we offer two types of loan payment protection:

• Credit Life Insurance reduces or pays off your eligible loan balance should you pass away before paying off your loan.

• Credit Disability Insurance makes your monthly loan payment should you become disabled due to a covered illness or injury. Payments continue until you return to work, the loan is repaid, or you reach the policy maximum.

Consider whether your current insurance protection coverage will be enough to protect your credit in the event of an accident or tragedy. Credit Life and Disability Insurance are very important supplements to your current financial protection plan.

The Exact Amount of Coverage at the Right Price

• Every eligible member pays the same low group rate
• You only buy enough protection to cover your loan balance
• Premiums end once the loan is paid off

Fast, Easy Approval-You just tell us you want it, and you’ve got it! Coverage is available right at the credit union, and protection begins the moment your loan is funded.

Benefits

• Automatic eligibility for most borrowers
• Simple enrollment
• No medical screening
• Immediate coverage
• Premium included in your payment

Why It Makes Sense

• Reduces or pays off your covered loan balance in the event of death
• Makes payments for you in the event of disability
• Protects the lifestyle and dreams of you and your loved ones
• Protects your credit rating and the collateral with which your loan is secured
• Offers the convenience of including protection with your loan
• Provides coverage at low rates
• Requires no physical exams

If you are interested in Credit Life and Disability Insurance please call a member services representative today!