The credit union offers a wide variety of Term Share Certificates to meet all of your needs. Choose your term, earn consistent dividends, and reinvest for maximum earnings at our highest dividend rates.

Certificates are a secure way to earn higher dividends on account balances for a specific term. The minimum amount required to open a Term Share Certificate is $1000.00 and the terms range from 3 to 60 months. Upon the initial setup, members can request to have dividends transferred to their share (savings) or draft (checking) account each month.

Visit our office today to set up your Term Share Certificate!

Regular Term Share Certificates

 

$1,000 to

$9,999.99

$10,000 to

$24,999

$25,000 to

$49,999.99

$50,000 to

$99,999.99

$100,000 & UP
Term Dividend Rate APY * Dividend Rate APY* Dividend Rate APY* Dividend Rate APY* Dividend Rate APY*
3 Months .150% .150% .150% .150% .200% .200% .399% .400% .449% .450%
6 Months .250% .250% .250% .250% .250% .250% .449% .450% .499% .500%
12 Months .300% .300% .300% .300% .349% .350% .499% .500% .549% .550%
18 Months .350% .351% .350% .351% .350% .351% 1.203% 1.210% 1.250% 1.257%
24 Months .449% .450% .449%  .450% .449%  .450% .747%  .750% .797% .800%
36 Months .847% .850% .847% .850% .847% .850% 1.055% .1.060% 1.104%  1.110%
48 Months 1.253% 1.260% 1.253% 1.260% 1.253% 1.260% 1.253% 1.260% 1.300% 1.308%
60 Months 1.440% 1.450% 1.440% 1.450% 1.440% 1.450% 1.549% 1.560% 1.598% 1.610%
Limited IRA Special Balance APR APY              
12 MONTH $10,000.00 1.243% 1.250%              
Limited Time Special Balance APR APY              
13 MONTH $10,000.00 1.243% 1.250%              

*The dividend rate and APR may change at any time. The minimum balance required to open a regular certificate is $1,000.00. The APY is based on an assumption that dividends will remain in the account until maturity. Any withdrawal or transfer reduces earnings and there may be penalties for early withdrawal. Call (530) 257-7736 for current rates.  The dividend rate and Annual Percentage Yield (APY) were current as of 11/09/2017